Canadians love to travel, both out of the province and out of the country. Sometimes, accidents and illness can put a glitch in those plans.
As Canadians, we have access to world class healthcare and our provincial health plan covers many of the expenses associated with accessing that care. Unfortunately, provincial healthcare coverage covers only a small portion of medical expenses that may be incurred while travelling outside of Canada. Coverage outside of your home province may be subject to limits as well. Travel Health insurance purchased before you leave is there to help avoid unexpected medical expenses while away from home.
Government of Canada – Say Yes to Travel Insurance: http://travel.gc.ca/travelling/publications/insurance-factsheet
Provincial health insurance is good but does not necessarily cover expenses such as prescriptions, vision services and paramedical expenses. Private health insurance plans can help cover gaps in your government health insurance plan and to offset increasing medical costs.